What is Ourpay?

Ourpay is an exclusive installment payment plan solution. Ourpay allows you to checkout with all the items you love and pay over four easy, interest free installments. Simply browse the site and add your preferred goodies to your cart. Proceed to checkout and pay less today with Ourpay!

What is Ourpay?

Ourpay is an exclusive installment payment plan solution. Ourpay allows you to checkout with all the items you love and pay over four easy, interest free installments. Simply browse the site and add your preferred goodies to your cart. Proceed to checkout and pay less today with Ourpay!

Shop with Ourpay here

shop all your favorite sales

interest free

easy to use - no long signups

easy to use

- no long signups

secure payment method

get that pair of shoes and handbag

using Ourpay

get that pair of shoes

and handbag using Ourpay

shop all your favorite sales

interest free

easy to use - no long signups

secure payment method

get that pair of shoes and handbag using Ourpay

get that pair of shoes

and handbag using Ourpay

How it Works

You can view the Ourpay schedule on each of our product pages.

You can view the Ourpay schedule
on each of our product pages.

Choose to pay less today
at the checkout with Ourpay.

Choose to pay less today
at the checkout with Ourpay.

All your Ourpay orders
in the My Account section.
View when your next payment is due, remaining credit, past orders, refunds and more!

All your Ourpay orders
in the My Account section.
View when your next payment is due, remaining credit, past orders, refunds and more!

Frequently Asked Questions

FAQs

How does Ourpay work?

When you agree to checkout using Ourpay, you only have to pay the initial installment amount (25%) up front. Every two weeks, we will debit a further 25% of the order total until you have completed the full purchase amount. To help you keep on top of your payments, we'll email you through a reminder two days before your next installment is due to come out.

What happens if I miss a payment?

If we attempt to deduct an installment and there are insufficient funds, we will attempt to take the funds from any available payment source nominated on your account each day until the installment has been successfully debited.

How can I update my payment details?

To update or change which card future installments are taken, please visit one of the websites listed that has Ourpay. Go to My Payments page and add a new payment method.

Can I personalise my payment plan?

Unfortunately, we are unable to personalise payment plans and must follow the scheduled plan agreed to at the time of purchase. This means we cannot take advanced payments should you choose to settle the payment of your purchase earlier.

Is there a limit to how much I can pay with Ourpay?

Each customer has a limit ranging from that they can checkout using Ourpay. If your total checkout amount exceeds the Ourpay limit, you can pay the remaining amount in full using either a Credit or Debit Card.

I cannot see Ourpay option at checkout?

You may not able to see Ourpay if you have previously used another payment method. Simply select "Add New Payment Method" and you can select Ourpay option.

What card types does Ourpay use?

Ourpay accepts Visa, Mastercard, and Amex.

What are the full terms and conditions?

For more information on how Ourpay works, please visit our Ourpay Terms and Conditions here.

What happens when I return/refund part of my order?

When you make a partial refund/return it can be a little confusing. If you still have installments left to pay - we will simply read just your schedule.

For example, your order was 100 with 4 25 installments. You refund an item that is 10. On your next installment instead of deducting 25 we will deduct 15 – as we received your 10 return.

You can also view your payment schedule and how refunds may adjust the schedule plan within My Account.

Please allow for 5 business days for the refund to process into your bank account.

What happens when I refund/return all my order?

All money will be refunded back to your account. Please allow for 5 business days for the refund to process into your bank account.